Houston County Happenings

USDA Loans: Building Futures

For many years, any consumer seeking a mortgage loan paid a substantial down payment. Some lenders required approximately 20% of the loan amount in cash due at closing. While this helped lower the foreclosure rate, it meant that home ownership was not an option for those in the low to moderate income brackets. The USDA loan is a  homeownership... in fact, in our Central Georgia area, there...

Apartment living vs. renting a home

When discussing property managers for privately owned property, please note that I'm referencing our property management department at Giles Realty, LLC and its policies. We are a trusted property management company in our community, and as a result we have well-established procedures for owners, tenants, agents, and managers. The rental market here in Central Georgia/Warner Robins is...

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