Home lending

Q&A with a Home Loan Lender

/*! elementor - v3.13.3 - 22-05-2023 */ .elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block} I had coffee recently with a friend of mine who works in mortgages. We call these professionals loan officers or loan originators. Your lender is just as...

5 things to do before looking at houses

If you're thinking of making a move, this information is for you! Whether you're moving across the country or across the street, it's VITAL to have all your ducks in a row before plunging into the home search. I know, I know... it's fun to look at houses! But if you're in the market, you will need to consider these things before  you get too far into your hunt. Run your Credit history...

USDA Loans: Building Futures

For many years, any consumer seeking a mortgage loan paid a substantial down payment. Some lenders required approximately 20% of the loan amount in cash due at closing. While this helped lower the foreclosure rate, it meant that home ownership was not an option for those in the low to moderate income brackets. The USDA loan is a  homeownership... in fact, in our Central Georgia area, there are more...

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