Mortgage Downpayment

USDA Loans: Building Futures

For many years, any consumer seeking a mortgage loan paid a substantial down payment. Some lenders required approximately 20% of the loan amount in cash due at closing. While this helped lower the foreclosure rate, it meant that home ownership was not an option for those in the low to moderate income brackets. The USDA loan is a  homeownership... in fact, in our Central Georgia area, there...

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